The Benefits of Participant Accident Insurance for Sports Events

 In Sports Event Insurance

In an average year, approximately three million people receive emergency room treatment for sports-related injuries in the United States. It’s for this very reason participant accident insurance for sports events offers crucial protection for both event organizers and participants.

In the fast-paced world of competitive sports, potential injuries are a risk that simply cannot be ignored. Not only does having sporting and participant liability insurance demonstrate a commitment to the well-being of participants, but it also reduces risks event organizers face. 

Ready to insure your sports event? Contact us for a free instant quote.

The Difference Between Participant Accident Insurance & Liability Insurance

Participant accident insurance and liability insurance are two distinct types of insurance coverage that serve different purposes and protect different parties. For example, participant accident insurance covers individuals (participants). Liability insurance is meant to protect the organizers, sponsors, and other parties involved in the event from legal claims.

A football in a grassy field.What is Participant Accident Insurance & Do You Need It?

Participant accident insurance is a specialized type of event coverage that protects people who participate in sports events, recreational activities, and other organized gatherings where there is a risk of accidents and injuries. In essence, it ensures that participants are covered in the event they are injured. 

In many cases, sports facilities require that you have participant accident insurance in order to host a game or tournament at the location. 

Sporting Events Insurance 101

When working with an insurance company, be sure that their policy includes both general liability and participant liability. A reputable company will be able to walk you through your options and spend the time needed to explain your coverage options.

A person in blue ski gear skis down a snowy mountain. What Types of Athletic Events Can Be Covered? 

When you work with Event Insurance Now, you can choose athletic event insurance that is designed with your unique needs in mind. We have the expertise needed to help you determine coverage for tournaments, clinics, camps, and youth leagues, as well as a wide variety of sports. 

Notable athletic events we have provided coverage for include:

  • Baseball
  • Soccer
  • Football
  • Basketball
  • Skiing and snowboarding 
  • Hockey 
  • Bike races 
  • Triathlons

If you don’t see your sport listed above, don’t worry. This is just a small sampling of the athletic events that Event Insurance Now provides coverage for. 

Sporting Event Insurance Solutions: Participant Liability & More  

Interested in learning about how we can help? We invite you to contact an Event Insurance Now team member. We will be sure to customize a package that suits your event insurance needs. You can also choose a package directly via our easy-to-use online portal or broker page

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