What Does Wedding Liability Insurance Cover?
When lost in the excitement of planning your wedding, it can be easy to overlook the fact that you need insurance for the event. However, with significant time and money invested in planning your wedding, it’s in your best interest to be protected from unforeseen incidents.
From alcohol-related accidents to injuries to attendees, there are a number of good reasons to get a policy for your special day. By getting proper coverage, you can revel in the celebration and enjoy peace of mind.
Want to receive a free wedding liability insurance quote? Contact us today!
Do I Really Need Insurance for My Wedding?
Since even the smallest weddings are expensive affairs that take a lot of planning, you are well advised to invest in insurance.
Wedding liability insurance is a special type of coverage that protects you from certain accidents or losses at the actual event, which can include bodily injury and property damage. It’s also important to note that rental facilities and public parks generally require this type of insurance coverage.
What is Covered by Wedding Liability Insurance?
Wedding liability insurance can safeguard you from a variety of potential accidents and losses. However, not all policies are the same! Below we share a few common coverages, but be sure to speak with your insurance provider if you have questions.
Damage to Wedding Venue
One of the most important functions of coverage is to protect the venue where your wedding takes place. If you rent a reception hall or public park, more than likely you will be required to have insurance.
Bodily Injury
Wedding liability insurance can cover you if a guest, vendor, or employee is injured at your wedding. Whether a guest trips and falls or a vendor is injured, you won’t have to worry about paying medical bills if you have the proper coverage.
Host Liquor Liability
Since alcohol is served at almost all weddings, you will want to be familiar with host liquor liability insurance. Importantly, host liquor liability coverage can provide coverage for bodily injury or property damage caused by someone to whom you may have served alcohol.
How Much is Liability Insurance for a Wedding?
At Event Insurance Now, our wedding liability insurance starts at just $185 and includes protection for the insured when (hosted) alcohol is served. With our plan, you get coverage with no deductible, and wedding volunteers are automatically protected.
What is Wedding Cancellation Coverage?
While wedding liability insurance does protect you from some unforeseen incidents, cancellation coverage is a policy that must be purchased separately.
Cancellation coverage protects you from losses that occur if you are forced to cancel your wedding for reasons out of your control.
Event Insurance Now does offer cancellation coverage. If you have questions or are ready to purchase coverage, we invite you to connect with a member of our team. We’re here to help!
Protect Your Wedding with Event Insurance Now
A wedding is one of the most important days in a person’s life. As such, by working with a reputable insurance provider, you can feel content knowing everything is in order.
We invite you to register online for a free online quote. When you create an account, you’ll not only be able to get a customized quote, but you can purchase coverage instantly and receive your Certificate of Insurance.
